If the cataract is deemed severe enough, its removal is seen as a medical necessity since it can cause blindness. This means that the surgery and standard monofocal intraocular lenses (IOL) will be covered by Medicare and most health insurance plans. A monofocal IOL will improve distance vision, but you will need glasses or contacts to see mid-range and close up.
Lenses that are referred to as Premium Lenses (or Intraocular Lenses, IOLs) are often chosen by our patients for this surgical procedure. If the patient chooses to upgrade from a Monofocal IOL to a Multifocal, Accommodating, or a Toric IOL, there will be an additional cost for the upgraded premium lens. These high-technology lenses are considered a luxury by Medicare and insurance companies and are not covered at this time. We provide financing options for our patients who choose premium lenses to correct existing refractive errors.
Financing Options at MedEye Associates
Your vision is our top priority at MedEye Associates. The financing options for vision correction have never been better and can mean the difference between enjoying sharp, clear vision now, versus waiting until you have saved up the money. We offer financing through CareCredit. CareCredit is a payment plan designed to fit your individual needs and financial circumstances. They can offer low monthly payments, interest-free or low payment options.
Another option is using Flex Spending or Health Savings Accounts to finance the procedure. To take advantage of any of these options, please call our office for an appointment at 305-661-8588. To find out if you are a candidate for financing options from CareCredit, call our offices. There are no application fees or paperwork to complete, and you can be approved in minutes.